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Fee Schedule

  • Excess withdrawals from savings account (First 2 per month are free)
$5.00
  • Overdraft protection fee
$3.00
  • Christmas Club w/d fee (Jan-Sept)
$10.00
  • Wire transfer fee (incoming or outgoing)
$15.00
  • Returned deposited or cashed checks with different maker/payee
    (If maker and payee are the same)
$10.00
$28.00
  • NSF fee (check/ACH)
$28.00
  • Stop payment fee
$28.00
  • Money order (each)
$3.00
  • ATM fee (fee charged for using an out of network EFCU ATM)
$1.00
  • Replacement fee for Debit/ATM card
$5.00
  • Copies of checks/documents based on required labor (per hour)
$10.00
  • Cashier’s Check
$10.00
  • Some loans may incur a filing/processing fee
      $25.00
   

 

Revised September 2015

Contact Info // The Credit Union office is located in EBSCO's International Headquarters in Birmingham, Alabama.

Online Banking

Hours: 8 a.m. to 4 p.m. CST
Monday through Friday

E-Mail: Credit Union
Manager's e-mail: Wayne Russell

Services for Members

Phone: (205) 991-1106 or
Out of town: (800) 683-2102
Fax: (205) 995-1615

Downloads & Resources

Physical Address: 5724 Highway 280 E.
Birmingham, AL 35242
Mailing Address: P.O. Box 1943
Birmingham, AL 35201-1943