EBSCO Federal Credit Union

 Current Rates 

EBSCO Credit Union makes all types of consumer loans:

  • New and used vehicle
  • Boat, personal watercraft and motorcycle loans
  • RV and motorhome loans
  • Personal lines of credit (signature loan)
  • Debt consolidation

We also offer a range of real estate loans:
First and second mortgages
HELOCs (home equity line of credit)

Call or e-mail Credit Union for current rates.

Loans are subject to creditworthiness and debt ratio. Loan payments are payroll deducted, deposited into your savings account and held until the last business day of the month, at which time it automatically transfers to the loan.

As of August 11, 2010 (subject to change)

Savings (Share) Account: 0.50%

Christmas Club Account: 1.25%

CD's (Share Certificates)
 3-Month  0.50% APR*
 6-Month  1.00% APR*
12-Month 1.75% APR*
24-Month 2.00% APR*
36-Month 2.25% APR*
48-Month 2.75% APR*
60-Month 3.00% APR*

* Annual Percentage Rate

IRA Certificates (same as Share Certificates)

IRA Savings: 2.00%

Hours: 8 a.m. to 4 p.m. CST
Monday through Friday

E-Mail: Credit Union
Manager's e-mail: Wayne Russell

Phone: (205) 991-1106 or
Out of town: (800) 683-2102
Fax: (205) 995-1615

Physical Address: 5724 Highway 280 E.
Birmingham, AL 35242
Mailing Address: P.O. Box 1943
Birmingham, AL 35201-1943
Mt Laurel: 110 Olmsted St.
Birmingham, AL 35242

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