EBSCO Federal Credit Union

 Identity Theft 

You Can Fight Identity Theft – Here's How:

Never provide personal financial information, including your Social Security number, account numbers or passwords, over the phone or the Internet if you did not initiate the contact.

Never click on the link provided by an e-mail you believe is fraudulent. It may contain a virus that can contaminate your computer.

Do not be intimidated by an e-mail or caller who suggests dire consequences if you do not immediately provide or verify financial information.

If you believe the contact is legitimate, go to the company’s Web site by typing in the site address directly or using a page you have previously book marked, instead of a link provided in the e-mail.

Report suspicious e-mails or calls to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft, or by calling 1-877-IDTHEFT.

WHAT DO YOU DO IF YOU FALL VICTIM

If you fall victim to an attack, act immediately to protect yourself.

  • Contact your financial institution immediately and alert it to the situation.
  • Monitor your credit files and account statements closely.
  • If you have disclosed sensitive information in response to a fraudulent request, you should also contact one of the three major credit bureaus and discuss whether you need to place a fraud alert on your file, which will help prevent thieves from opening a new account in your name. Here is the contact information for each bureau’s fraud division:

Equifax
800-525-6285
P.O. Box 740250
Atlanta, GA 30374

Experian
888-397-3742
P.O. Box 1017
Allen, TX 75013

TransUnion
800-680-7289
P.O. Box 6790
Fullerton, CA 92634

Report all suspicious contacts to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft, or by calling 1-877-IDTHEFT.

Hours: 8 a.m. to 4 p.m. CST
Monday through Friday

E-Mail: Credit Union
Manager's e-mail: Wayne Russell

Phone: (205) 991-1106 or
Out of town: (800) 683-2102
Fax: (205) 995-1615

Physical Address: 5724 Highway 280 E.
Birmingham, AL 35242
Mailing Address: P.O. Box 1943
Birmingham, AL 35201-1943
Mt Laurel: 110 Olmsted St.
Birmingham, AL 35242

  Lost / Stolen Card  |   Fee Schedule  |  Identity Theft  |  Privacy Policy
 NCUAEqual Housing Lender